Risk Mitigation Suite

Non Life Insurance

Your Path to Financial Services – shielding your wealth from medical emergencies.

At WelaWorth Investment Services, we view non‑life insurance as your comprehensive safety net — protecting your home, vehicle, health, and business from the financial shocks of accidents, natural disasters, theft, or legal liabilities. Without adequate coverage, a single incident can erode decades of wealth creation.

We specialise in curating holistic general insurance portfolios that align with your lifestyle, assets, and risk tolerance. From motor‑third‑party mandates to bespoke commercial packages, our expert guidance ensures you stay resilient against life’s uncertainties, without compromising your long‑term financial goals.

WelaWorth Investment Services – Comprehensive Non‑Life Insurance Shield
All‑Risk Protection
Why Non Life Insurance

Core Benefits of Non‑Life Insurance

Non‑life insurance safeguards what matters most — your assets, health, and financial well‑being. Here’s why it’s indispensable for every individual and business.

Motor & Vehicle Cover

Comprehensive protection for your cars, bikes, and commercial vehicles. Covers accidental damage, theft, third‑party liability, and personal accident — keeping you legally compliant and financially secure.

Home & Property Insurance

Protect your dwelling and contents from fire, burglary, natural calamities, and water damage. Our policies also cover temporary relocation expenses and liability for domestic help.

Travel Insurance

Enjoy peace of mind during domestic or international trips with coverage for trip cancellations, medical emergencies, lost baggage, and flight delays. Ideal for leisure and business travellers alike.

Health Insurance

Stay shielded from rising medical costs with cashless hospitalisation, critical illness payouts, and family floater options. We help you choose the right plan to avoid dipping into your savings.

Business & Commercial Cover

Tailored policies for shops, offices, and manufacturing units — covering property, stock, machinery, and liability. Ensure business continuity even after unforeseen events.

Liability & Personal Accident

Safeguard against legal claims and personal injury costs. Public liability, professional indemnity, and personal accident covers ensure you’re never caught off‑guard by litigation or disability.

Plan Categories

Types of Non‑Life Insurance Plans We Offer

Choose from a diverse range of general insurance products to protect your assets, health, and business operations.

Motor Insurance

Comprehensive and third‑party motor policies for private cars, two‑wheelers, and commercial fleets. Add‑on covers like zero depreciation, engine protection, and roadside assistance available.

Comprehensive Third‑Party

Home Insurance

Protect your house structure and contents against fire, burglary, earthquakes, floods, and other perils. Optional covers for tenant‑liability and valuable jewellery.

Structure + Contents Tenant Cover

Travel Insurance

Single‑trip or annual multi‑trip plans with coverage for medical emergencies, trip cancellation, baggage loss, and personal liability. Ideal for frequent flyers and vacationers.

Single‑Trip Annual Multi‑Trip

Health Insurance

Individual, family floater, and senior‑citizen health plans with cashless hospital networks, critical illness coverage, and wellness benefits. Customise sum insured as per your needs.

Family Floater Critical Illness

Commercial & Liability Insurance

Comprehensive risk management for businesses — property, stock, and machinery insurance, along with public liability, professional indemnity, director’s liability, and workers’ compensation. Tailored to your industry and scale.

Property & Stock Liability Cover Customised
Deep Dive

Understanding Non‑Life Insurance Essentials

Comply with legal requirements and protect your vehicle from accidents, theft, and natural disasters.

  • Comprehensive cover for own‑damage + third‑party liability.
  • Add‑on options: zero depreciation, engine protection, return to invoice, and consumables cover.
  • No‑claim bonus (NCB) rewards for claim‑free years — up to 50% off premiums.

Protect your home structure and contents against fire, theft, natural calamities, and accidental damage.

  • Building cover for walls, roof, flooring, and permanent fixtures.
  • Contents cover for furniture, electronics, valuables, and appliances.
  • Optional add‑ons: landlord’s liability, temporary accommodation, and personal accident cover for domestic staff.

Comprehensive coverage for domestic and international trips — medical, baggage, and trip‑related contingencies.

  • Emergency medical expenses, hospitalisation, and evacuation.
  • Trip cancellation, curtailment, and missed connection coverage.
  • Lost, stolen, or delayed baggage and personal documents.

Secure your family’s medical needs with cashless treatments, critical illness payouts, and wellness perks.

  • Individual / family floater policies with wide hospital networks.
  • Lump‑sum benefit for critical illnesses (cancer, heart attack, stroke, etc.).
  • Preventive health check‑ups, telemedicine, and wellness discounts.

Comprehensive risk management for businesses — from physical assets to legal liabilities.

  • Property insurance for buildings, machinery, stock, and equipment.
  • Public liability, product liability, and professional indemnity covers.
  • Workers’ compensation, key‑person insurance, and business interruption protection.

With so many options, our experts help you navigate the selection process to match your personal and business risk profiles.

  • Identify your risks – assets, liabilities, family, and business exposures.
  • Compare coverages – not just premiums, but sub‑limits, deductibles, and exclusions.
  • Check insurer reputation – claim settlement ratio, network hospitals/garages, and customer support.
  • We provide unbiased comparisons and transparent recommendations tailored to your unique needs.

Secure Every Aspect of Your Life & Business

Connect with our non‑life insurance specialists today. We’ll help you compare plans across motor, home, travel, health, and commercial covers — ensuring you get comprehensive protection at competitive prices.

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AMFI Registered Mutual Fund Distributor | ARN-36943 & ARN-166280